The Christmas of 1964 comes close to bringing tears to my eyes even today. We only got presents twice a year: birthday and Christmas. We each got three presents. Often what we got was clearly a cheaper version of what we wanted, but imagination made up the difference... More >>

When my husband called to ask me to pick him up from the airport. I cried and screamed angrily that he should get a cab...The next day, I was at the airport with our 3 children. More >>

The Christmas of 1964 comes close to bringing tears to my eyes even today. We only got presents twice a year: birthday and Christmas. We each got three presents. Often what we got was clearly a cheaper version of what we wanted, but imagination made up the difference. More >>

I had a moment last week where I felt like the richest woman in the world, even though I'm really not. After the bills are paid, there is little left for trips to the movies, expensive toys or even a timely pedicure. More >>

...Things have been a little rough financially for us these last few years. I am a stay-at-home mom and homeschool our children, which means thinking twice about what we spend our money on. More >>

As a divorced mother of two, I started my own home business without any capital and paid off $35,000 debt in 5 years on $1,000 a month income. I am often asked what are the top lessons I would give a family or even a single person who is dealing with a tight budget. Here are my top tips for living on a small income.  More >>